Who Qualifies / Income Limits
Habitat for Humanity of Gunnison Valley is a non-profit housing ministry financed through private donations, grants from foundations, and volunteer labor.  Our purpose is to build homes with families and our community, and to sell the homes at no profit and at no interest, to families who could not otherwise afford them.

Please read the following items to see if you are interested in and qualify for our low-income housing program.

1. To qualify you must have a need for housing. (Currently living in sub-standard conditions; examples may include; not enough room for entire family, too expensive, not handicap accessible, etc.)

2. You must have lived in Gunnison County for at least one year.

3. Your income must be within 25-60% of the county median. (see attached income qualifications)

4. With your permission, we will verify employment and other income, get a statement from your current landlord, have a credit check done, check the sex offender list in our county, and ask for personal references.

5. If you are approved for a Habitat home, we will ask you to attend a home-buyer education class, learn about budgeting, home repair and maintenance.  We will also ask that you attend an annual Habitat for Humanity Home-owner meeting/BBQ event.

6. If approved and chosen for a home, we require that the adult (18 years and older) members of your household complete 400 hours of sweat equity in the construction of the home.  Your friends and extended family can help you complete your sweat equity as well.

7. Becoming a Habitat partner family requires that you give back to us as an organization.  You may be asked to volunteer your time for Habitat in other community events.  You must be willing to maintain your home and be a responsible member of our community.  Community perception of our organization is key for our success.  We expect you comply with restricted covenants placed on your property.

If you are interested in Habitat and believe you would qualify for a home according to the above guidelines, we encourage you to fill out and return to us the application for housing.

After submitting your application, an in-home interview will be scheduled at your convenience. (Please note that all family members need to be present at the time of the in-home interview.)  All information is confidential, and is to be used only for our family selection process.  You will be notified by mail if you are accepted or denied.

If you need assistance in filling out the application, or have any questions about this process, please contact us at 641-1245 or via email.

2010 Income Limits by Family Size

Number in Family
25% AMI
50% AMI
60% AMI
1
$ 13,900
$ 23,150
 $ 29,760
2
$ 15,900
$ 26,450
$ 33,060
3
$ 17,850
$ 29,750
 $ 36,360
4
$ 19,850
$ 33,050
  $ 39,660
5
$ 21,450
$ 35,700
$ 42,310
6
$ 23,050
$ 38,350
$ 44,960
7
$ 24,600
$ 41,000
 $ 47,610
8
$ 26,200
$ 43,650
$ 50,260
Families applying for Habitat homes must be county residents for 1 year, income requirements must not exceed 60% of the county median, and families must complete 300-400 hours of sweat equity in the construction or rehabilitation of the home.

Families must provide the following documentation:

1. A copy of their last income tax return.
2. Copies of pay stubs dated from Jan 1 of the current tax year to time of application, and/or
3. A copy of bank statements showing any direct deposits of Social Security payments, alimony or child support payments for the previous two calendar years plus all current calendar year statments to time of application, and /or
4. A letter from Gunnison-Hinsdale Counties Dept. of Human Services showing all income from January 1 of the current calendar year to time of application by month and types of grants.

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